Automóviles

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Productos / Automóviles

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Combinados

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Automóviles

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Industriales

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Respons. civil

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Ahorro / Inversión

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Salud y Vida

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Área Usuario

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Acceso Multitarificador

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Seguros de comercios, comunidades (edificios de viviendas u oficinas) y hogar, en propiedad o alquiler con amplias coberturas y máxima flexibilidad de contratación.

Un seguro de comercio, garantiza que el desarrollo de su negocio no se verá interrumpido por un imprevisto.

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Si su casa está dentro de una comunidad de propietarios, debe tener en cuenta la importancia de que ésta esté protegida para evitar riesgos que puedan afectar a su hogar y a la estabilidad de su economía familiar.

Un seguro de hogar, debe cubrir los riesgos e imprevistos y es una garantía para disfrutar de la tranquilidad de su hogar.

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Comercio

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Su comercio o despacho necesita un seguro específico con coberturas adecuadas a sus necesidades. Existe un amplio espectro de soluciones factibles y económicas, que sin duda serán de su interés.

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Los comercios y despachos que aseguramos son:

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Despachos profesionales

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Comercios en general

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Gabinetes médicos

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Posibles garantías

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Incendio

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Actos vandálicos

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Explosión

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Robo

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Cristales y rótulos

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Caída de rayo

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Humo

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Inundación

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Responsabilidad civil

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Impactos en las fachadas

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Fenómenos atmosféricos

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Pérdidas de beneficios

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Gastos fijos

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Accidentes trabajadores

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Accidentes de clientes

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Comunidades

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Existe en el mercado una póliza dirigida especialmente a las comunidades de propietarios. Sus coberturas son, básicamente, las mismas que la del seguro combinado del hogar, incluso la Responsabilidad civil frente a terceros (entre los que puede contarse a los propios miembros de la Comunidad) por hechos en los que exista culpa de la misma o de las personas que están a su servicio. En esta póliza no están cubiertos los daños por agua producidos en las viviendas particulares.

Los inmuebles en régimen de Comunidad de propietarios tienen en el mercado asegurador unas excelentes pólizas específicas con garantías que cubren casi la totalidad de los sucesos imprevistos.

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Así mismo se pueden asegurar:

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Edificios de viviendas con régimen de copropiedad

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Edificios de oficinas

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Edificios comerciales

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Edificios destinados al alquiler

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El multirriesgo de comunidades de propietarios es un producto diseñado para cubrir las necesidades de aseguramiento con un doble enfoque, según la extensión de la cobertura: daños por instalaciones comunes o por instalaciones comunes y privadas.

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Posibles garantías

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Incendio

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Actos vandálicos

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Daños eléctricos

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Cañerías privadas

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Asistencia 24h

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Explosión

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Riesgos de la naturaleza

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Robo

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Cristales

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Caída de rayo

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Humo

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Daños por agua

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Responsabilidad civil

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Hogar

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Se trata de un producto diseñado para propietarios o inquilinos de viviendas, habitadas permanentemente o para viviendas utilizadas esporádicamente en fines de semana, vacaciones u otros períodos análogos.

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Tipos de viviendas que aseguramos:

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Pisos, apartamentos, adosados o chalets. De piedra, ladrillo o madera.

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Las habituales y segundas residencias

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Como propietario o como inclino

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Como complemento de la póliza comunitaria

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Con garantías básicas para cubrir la hipoteca

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Porque todos los hogares son distintos tenemos un seguro respecto a cada tipo de vivienda.

La clave de un hogar seguro es disponer de un producto que cubra riesgos e imprevistos y es una garantía para disfrutar de la tranquilidad del hogar. Una simple llamada telefónica es suficiente para resolver de forma rápida cualquier problema relacionado con su hogar.

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Posibles Garantías y sumas aseguradas

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Incendio, explosión y rayo: 100%

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Responsabilidad civil: Si un escape de agua o de gas en su casa, causa desperfectos a otras viviendas vecinas, llámenos. Cubrimos los gastos y atendemos cualquier reclamación judicial, en éste y otros muchos casos. 30.050 €

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Daños por agua: 100%

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Daños estéticos: 6.000 €

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Robo: 100%

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Robo en maletero del coche: 601 €

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Robo de joyas en caja o fuera: 20%

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Atraco fuera del hogar: 60%

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Robo de llaves: Incluido

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Alimentos congelados: 300 €

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Cristales, sanitarios, mármol y placas vitrocerámicas: Incluido

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Asistencia en el hogar: Incluido. Ponemos a su disposición una red de profesionales, las 24 horas del día, con una simple llamada telefónica.

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Servicios Jurídicos: Si no está conforme con la reparación de la lavadora, o le ha sido aumentado injustificadamente el precio del alquiler, llámenos y le proporcionaremos la asesoría y la protección jurídica que precise de forma gratuitas.

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